Fee-only Retirement Planning

Hammer Advisory Services, Inc. is a Minnesota Registered Investment Advisor. Registration does not imply a certain level of skill or training. HAS, Inc. does not provide tax or legal advice. Information on this site is general in nature, and is not intended as specific advice. Past investment performance is not indicative of future results. Fee-Only Financial Planners in Woodbury

Retirement/Financial Planning for a Flat Fee:

I will put together a plan for you based on your specific situation and goals to help you answer the financial questions most important to you, such as when you can retire comfortably. The plan will include recommendations regarding:

Investments
Will and Estate plan
Social Security Benefits
Insurance Needs
Any other issues you want to address.

We will agree on a flat fee based on an estimate of how many hours I will work on your plan at $200 per hour. Once agreed to the fee cannot increase regardless of how many hours I actually work on your plan.

Investment Management for a Competitive Fee:

I will design and implement an investment portfolio that takes into consideration your risk tolerance and time horizon, using mostly low-cost exchange traded index funds. This service includes:

Initial Financial/Retirement Plan
Annual Plan Review
Ongoing monitoring and re-balancing or re-positioning as needed
Regular communication with you
At-home meetings if you find that more convenient than meeting at my office.

My fee schedule is available on request. Fees may be negotiable. I do not earn commissions on trades, nor do I sell any products.

I must always act as your fiduciary-which means I must always put your interests above my own and make recommendations based solely on your best interests. I accept no payments, commissions, spiffs, free lunches, etc...from third party product providers-my only source of compensation is fees paid to me directly by my clients.